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Thursday, June 13, 2024

If you’re like most homeowners, the importance of homeowners insurance is obvious. But your policy may also protect you from property damage or injury for which you are legally responsible. Consider these personal liability situations...

Tuesday, June 4, 2024

A home is one of the most important, and expensive, purchases that we'll make. Here we explore a few key tips and insights to help high earners who are looking to buy a home during periods of high inflation.

Monday, May 27, 2024

Whether your child was just born or is heading toward high school graduation, a 529 savings plan may help you put aside funds to pay for college expenses without paying taxes (federal and some states) on any dividends and gains.1...

Monday, May 20, 2024

Money concerns can be overwhelming to the point that they affect other aspects of your life, including your mental and physical well-being. However, there are various strategies you can use to help you better manage and alleviate this...

Monday, May 13, 2024

For workers in the U.S., a six-figure income is enough to land you in the top 10 percent of wage earners.1 Looking even higher, the top 5 percent earns an average of $340,000 per year, while the top 1 percent earns an average of $820...

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Monday, May 6, 2024

Nearly 56 million American adults are 65 or older, and the demand for community living and estate planning services may increase over the next few decades.1 Do you know what arrangements you need to make when the time comes? What are...

Thursday, May 2, 2024

A rising star in women's basketball, Caitlin Clark's journey to success is not only inspiring on the court but also holds valuable lessons for financial and personal growth.

Monday, April 29, 2024

As you age, the question of when to collect Social Security (SS) retirement benefits will likely come to mind. There is no one size fits all age; your unique circumstances and goals will dictate the appropriate time for you to take...

Monday, April 22, 2024

A 2022 Gallup Poll found that 58% of all adult Americans own stock. The top 1% owns more than half the total amount invested among those who own stock. 1 Making investing possible for your children, nieces, nephews and other loved...

Monday, April 15, 2024

How you arrange your financial life is important. But so too is how you live your life. The second part is unfortunately often neglected in financial planning. Would you rather own your own business? Travel more? Write a novel? With an...

Friday, April 12, 2024

While Social Security has been a reliable source of income for retirees in the past, the landscape is shifting. The combination of overestimation and potential future shortfalls creates a risky situation for Baby Boomer investors.

Thursday, April 4, 2024

Despite the hurdles of high interest rates, job market uncertainties, and the global economic climate, women's apprehension about the economy has decreased. However, the road to achieving personal financial goals still presents challenges.

Monday, March 25, 2024

Wealth preservation is essential for high-net-worth (HNW) individuals, but it warrants a gender-specific focus, too. Particularly for HNW women, understanding the complexities of wealth preservation is crucial. Whether due to...

Monday, March 18, 2024

While women are sometimes considered to be more reluctant to invest than their male counterparts, when they do invest, they tend to outperform males and often get a greater overall return. Interestingly, this initial perceived...

Thursday, March 14, 2024

Every March, the world commemorates Women's History Month, a time to reflect on the remarkable contributions of women throughout history. It's a celebration of their achievements, resilience, and the progress made towards gender equality.

Monday, March 11, 2024

How does divorce affect Social Security retirement benefits? After a divorce, you can claim retirement benefits based on your own earnings record (if you have been employed and have accumulated enough credits over the years), or you...

Monday, March 4, 2024

The loss of a spouse can be a devastating, life-changing event. Due to longer life expectancies, women are more likely to face this situation. Becoming a widow at any age can be one of the most difficult challenges a woman must face....

Monday, February 26, 2024

What is an estate tax return? When you die, you will leave behind all your property (everything you own) and debts (everything you owe). All this is called your estate. After the debts have been paid, the various items left in your...

Monday, February 19, 2024

What are the tax issues related to divorce? If you're separated or divorced, it's important for you to become familiar with certain tax issues. Familiarity with the tax consequences of your financial and personal decisions might cause...

Tuesday, February 13, 2024

The SECURE Act 2.0 legislation aims to enact changes that seek to strengthen Americans' financial readiness, and the retirement system overall. This guide summarizes how the Secure Act 2.0 may affect your financial & retirement objectives.

Thursday, February 8, 2024

Is it smarter to pay off your mortgage or invest for retirement, your child's college education, or some other goal? Putting extra cash toward one of these goals may mean sacrificing another. So how do you choose?

Monday, January 29, 2024

As we witness a societal shift with more women taking control of their financial health, it's clear that financial empowerment is no longer a men's only domain. This is crucial, especially considering the fact that the average age of...

Monday, January 22, 2024

A perspective shift occurs in the wealth landscape; many now recognize health as the new wealth. Healthcare, long-term care (LTC) insurance, and other wealth-related financial instruments have become essential considerations for HNW...

Monday, January 15, 2024

A recent report from Ellevest, a financial management company dedicated to empowering women, has presented a worrying trend. Women's financial health is at a five-year low, and women are now spending a significant amount of time...

Monday, January 8, 2024

Income shifting (or income splitting) may be defined as dividing income in a way that lowers overall taxes, typically from higher-bracket taxpayers to lower ones. Income shifting can be a valuable tool for the self-employed.

Thursday, January 4, 2024

While 2023 ended on a high note, there were definitely some tough, but valuable, lessons learned throughout the year. Here are a few taken from the LPL Research team.

Wednesday, January 3, 2024

Setting investment goals means defining your dreams for the future. When you're setting goals, whether you're working with a financial advisor or on your own, it's best to be as specific as possible.

Tuesday, December 26, 2023

You may sometimes hear the terms "estate planning" and "asset protection" used interchangeably. They actually have different meanings, and it's important to incorporate both strategies into future financial plans. Below, we discuss key...

Monday, December 18, 2023

As we approach the end of the year, the travel industry is gearing up for what is expected to be a historic holiday season. Following a summer that set new benchmarks in travel volume, the upcoming holiday period is poised to continue...

Monday, December 11, 2023

For high-net-worth individuals (HNWIs), implementing healthy financial behaviors is crucial to maintaining their assets and growing wealth. Regardless of having significant financial means, embracing healthy financial behaviors must...

Monday, December 4, 2023

Year-end tax planning can help investors manage their overall tax liability while seeking to manage investments for suitable tax outcomes. In this article, we explore four key tax planning areas for capital gains...

Wednesday, November 15, 2023

Understanding the intricacies of Social Security and how it applies to your situation after a divorce is crucial. From eligibility to benefit calculations, we walk you through what you need to know to seek to maximize your benefits.

Tuesday, October 17, 2023

It may seem a bit early to start thinking about preparing your 2023 taxes, but now is the perfect time to lay the groundwork for tax planning for the upcoming year, and make any strategic moves that could help you reduce your tax liability.

Wednesday, September 20, 2023

Selecting a beneficiary for your life insurance policy is a crucial decision. A beneficiary is the person or entity you name (i.e., designate) to receive the death benefits of a life insurance policy. Here we'll discuss factors to consider.

Wednesday, September 13, 2023

Divorce, while an emotionally taxing experience, also comes with several financial implications that, if not properly managed, could result in long-lasting financial strain. It's essential to understand these hidden costs...

Tuesday, September 5, 2023

Next to buying a home, a college education is the largest expenditure most parents will ever make (and perhaps the biggest expenditure when more than one child is in the family picture). The key to sanity in the area of education planning.